Often, cost is a significant barrier to lifesaving addiction treatment. The financial aspect of rehab can be daunting, but understanding your insurance options can significantly ease this burden. At Hope by the Sea, we work with various insurance providers, including Anthem, to ensure you can access the care you need to heal.
Can You Use Your Health Insurance to Cover Addiction Treatment?
Chemical dependency is a disease that requires professional treatment. The Affordable Care Act requires long-term private and public insurance plans to cover 10 mental and behavioral health disorders, including substance abuse. Your health insurance provider can play a pivotal role in covering the cost of your stay at an accredited drug and alcohol treatment center like Hope by the Sea.
Anthem, a widely recognized health insurance provider, considers rehab as essential for treating a medical condition. However, the extent of coverage can vary depending on the specifics of your Anthem insurance plan and its corresponding tier.
Getting Clarity on Your Coverage
If you’re uncertain about any aspect of your coverage or the specific benefits included in your plan, the first step is to reach out to Anthem directly. By calling the number located on your insurance card, you can connect with a customer service representative who can provide detailed information about your coverage, deductible, co-pays and out-of-pocket maximums. Furthermore, this representative can also help you locate treatment facilities that are in-network with Anthem.
Starting the Journey to Recovery
Once Anthem approves your treatment, it’s time to begin the admissions process. We understand this step might feel intimidating, which is why we ensure there are no surprises. Our knowledgeable and compassionate team will guide you through everything – verifying your insurance coverage, advising on what items to pack for your stay and setting clear expectations for when you arrive. We will even help you coordinate your travel arrangements if you’re joining us from out of state.
Financial uncertainty should not be an obstacle standing between you and your path to recovery. At Hope by the Sea, we strive to make the process as seamless as possible, helping you navigate through your Anthem insurance coverage and the admissions process. Our goal is to ensure you can focus on what truly matters – healing and reclaiming your life from the clutches of addiction.
If you have struggled with substance abuse and are ready to become clean and sober, please reach out to us to claim hope, healing and a healthier future.
